Rental investors have the possibility to use the purchase of real estate loans to benefit from a monthly payment in accordance with their income and to better manage their rental budget.
Real estate loan: rental and investment
Investing in stone is considered a relatively safe investment, according to the world of finance. Many French people decide to embark on rental investment each year. That is to say, they subscribe for the majority a mortgage to buy a property (house, apartment), this property will be subsequently rented. In general, the rent collected by the owner is intended to repay the monthly installment of the credit. At the end of the repayment of his mortgage (s), the investor will receive annuities each month (rent paid by tenants) and accumulate wealth (value of real estate). On paper, the project is ideal but the risk is still present because some owners do not find tenants, or others receive rents lower than the monthly payments of their mortgages. However, solutions exist to reorganize the expenses of investors including the purchase of loans.
Repurchase of credits for rental investment
The repurchase of credits for rental investment makes it possible to regroup some or all of its mortgages to benefit from a loan with a single and reduced monthly rate. In other words, the investor can collect his credits, and depending on his income (conventional income and property income) he will pay a monthly payment perfectly suited to his needs and will find the balance of his budget. This banking operation is possible thanks to an extension of the loan period. The investor has the opportunity to turn to intermediaries in banking (IOB) who are specialized in the purchase of credit and offer very attractive offers on the market. It is also possible to be granted an additional amount for people with an assigned project (work, renovation, furniture, etc